The Explosion in Healthcare Premiums in One Convenient Chart

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  • A’Eric Rector Halsey

    I am a 37 yo working white male. I make too much to qualify for the subsidies. My health insurance from the virginia exchange is going to cost me about $200 less than my employer plan per month. The deductible is the same, my co payment goes up $10 and overall benefits are equal. Since I don’t go to the doctor 20 times per month, Not a problem. So What ya got to say about that? except my employer’s group was grossly overcharging me.

  • Liberal with a Brain

    Yeah, this chart is wrong. Priemieums won’t go up and if they do it won’t be until 2015…

  • L Paul Beck

    It’s an interesting chart but you notice that it’s from back in March and it’s WAY WRONG. 56% of people are getting insurance for less than 100 Dollars a month and overall insurance premiums are DOWN 16%.

  • J.r. Quiales

    My rates at boeing in seattle went down $198 a month and still have have a $20 copay. Everyone that I have spoke to has also reported their rates going down. Im starting to have a hard time understanding where all these increased rates are coming from if no one is saying their rates went up.

  • jessiedark

    Based on what? Do you have some sort of reference point? My husband is a combat vet and we’re both currently uninsured with very little in the way of money and I’ve been dreading penelties for not buying into something we can’t afford…

  • L Paul Beck

    CBS News: “Premiums Nationwide Are Expected To Be Around 16 Percent Lower Than Originally Predicted.” A September 25 CBS News article highlighted a recent report released by the U.S. Health and Human Services Department which found that premium prices nationwide are “expected to be around 16 percent lower than originally predicted” :

    When open enrollment begins on the online, state-based marketplaces established under Obamacare, premiums nationwide are expected to be around 16 percent lower than originally predicted, the U.S. Health and Human Services Department said in a new report released Wednesday.

    The administration sees the lower-than-expected premiums as a sign that the plan to drive down health costs for consumers by increasing competition is working. They also point to the insurers entering the individual health insurance market for the first time as a sign of strong competition, as well as the variety of plans that will be available on the market.

    For families nationwide, “these new options will finally make health insurance work within their budget,” Health and Human Services Secretary Kathleen Sebelius told reporters Tuesday. [CBS News, 9/25/13]

  • The Guru

    Have you looked at the exchanges? Most of the people I know that have logged onto the exchange are double or triple their existing plans. I’ve even also seen people lose their current plan because of this law.

  • Dylan

    “In both today’s report and an earlier report released in July, HHS claims that premiums are “lower than projected.” HHS bases its claim on a March 2012 Congressional Budget Office (CBO) estimate stating that premiums for a family would average $15,400 per year on the exchanges. The Administration report claims that weighted average premiums are “16 percent below projections” based on that CBO report—therefore Obamacare is lowering premiums.

    What HHS didn’t mention is that CBO also estimated in a November 2009 analysis that individually purchased insurance premiums would go up by an average $2,100 per family, due to the increased mandates and requirements included in Obamacare. So when HHS says that premiums are “below projections,” it really means that premiums are still going up as a result of Obamacare—just by less than originally advertised.” -Heritage foundation blog, 9/25/2013

    So, the premiums going up makes the insurance more affordable? That’s liberal logic 101.

  • Troy Laack

    Funny how your chart shows a 13 percent drop in rates in Massachusetts where Obamacare was first implemented by Republican Gov. Mitt Romney in 2006. And the Affordable Care Act was designed by the Heritage Foundation, a conservative, right wing group.

  • Dylan

    The Heritage Foundation came up with the initial idea back in 1989. That’s like saying that because somebody long ago came up with the initial idea for the computer, that the modern and much different computer of today is all to the credit of the guy who had the initial idea of building the first computer. Massachusetts “Romneycare” that Mitt Romney signed into law in 2006 is a lot different from Obamacare. It was also significantly amended in 2008 and twice in 2010 and major revisions were passed in August of 2012; all after Romney left office and the office of governor was taken over by a Democrat…

  • Educated

    “Cost of future newly insured “

  • Jon Castle

    In Florida, my premiums will go up about $200 monthly for the same coverage, or I could find a policy on the exchange that is about the same price, and get less coverage. So my premiums went up MORE than the 27% shown; actually about 40%. So A’Eric, what ‘ya got to say about that?

    Maybe your employer’s group had a lot of people that are older than you that drove up the costs. It is quite common. Still doesn’t mean that Obamacare is going to be an improvement.

  • Catharren

    Fl didn’t sign up for the Affordable care act so you get what you voted into office

  • Dylan

    “Americans will pay an average premium of $328 monthly for a mid-tier health insurance plan when the Obamacare health exchanges open for enrollment next week, and most will qualify for government subsidies to lower that price, the federal government said on Wednesday.

    The figure, based on data for approved insurance plans in 48 states, is the broadest national estimate for the cost of coverage when President Barack Obama’s healthcare reform law takes full effect next year.” -Reuters, 9/25/2013

    Also, if you don’t want insurance or can’t afford it, it’s a $95 dollar “tax.”

  • Dylan

    That’s why the HHS website is bragging about how good Obamacare allegedly is for Florida, right?

  • A’Eric Rector Halsey

    average age at my work is 28 years old. Only 3 people over the age of 40 out of 119 total. Overall a very healthy bunch. My firm values fitness and healthy living. We get quarterly bonuses for maintaining our weight. We get annual bonuses for not smoking. We get a employer subsidized organic food coop from which to buy. Tell me I wasn’t being overcharged for my employers group. I find ACA to be a benefit. Your employers group might just be posturing.

  • A’Eric Rector Halsey

    I am a 37 yo working white male. I make too much to qualify for the subsidies. My health insurance from the virginia exchange is going to cost me about $200 less than my employer plan per month. The deductible is the same, my co payment goes up $10 and overall benefits are equal. Since I don’t go to the doctor 20 times per month, Not a problem. So What ya got to say about that? except my employer’s group was grossly overcharging me.

    average age at my work is 28 years old. Only 3 people over the age of 40 out of 119 total. Overall a very healthy bunch. My firm values fitness and healthy living. We get quarterly bonuses for maintaining our weight. We get annual bonuses for not smoking. We get a employer subsidized organic food coop from which to buy. Tell me I wasn’t being overcharged for my employers group. I find ACA to be a benefit. Your employers group might just be posturing.

  • sarah

    My plan was cancelled by my insurance company and a new one was started. It is an increase of $1200 per month. So how do you explain that?

  • Pete Bruno

    all the things listed is what was costing so much lmao c’mon wake up

  • anonymous

    what a total cluster fuck! honestly, how much longer will americans let corporate banksters and criminals dictate the future of this country?

  • Troy Laack

    Ah, so they took a plan that was working and made it better rather than shutting down the state government and holding everybody hostage – the way a democracy is supposed to work. Too bad Boehner and company won’t follow the example we see in Massachusetts. And your computer analogy – that’s kind of how it is working for Bill Gates and Steve Jobs.

  • Troy Laack

    Your insurance company is a bunch of crooks. I’d go shopping under the exchange if I was you. I’m sure you can get a much better deal, probably even cheaper and better than your old cancelled plan.

  • http://specfriggintacular.wordpress.com KMDay

    Yawn – Romney did not initiate Mass Care, rather the 86% Democrat state Legislature did and they were going to pass it whether Romney cooperated with them or not.

    Get a clue before you post please – side note, many medical facilities have and are suing Mass. because Mass. can’t pay its bills for all that “free health care”

  • http://specfriggintacular.wordpress.com KMDay

    Prove your statement, otherwise you keep repeating the same crap over and over and over again – Trumpka, is that you?

  • A’Eric Rector Halsey

    My Experience is proof to me. And I feel that a lot of people are going to have a similar experience to mine.Not everyone. But Many.

  • http://specfriggintacular.wordpress.com KMDay

    I tend to look at every single other country that implemented government dictated health care + I look at what failures our Medicaid + Medicare + Veterans Affairs health programs are ……. if those 3 entities cannot be operated by the government properly, kept in the black and not losing over $500 MILLION every year to fraud/waste/abuse – you will have to excuse me if I am skeptical with how they will operate the ACA.

  • Troy Laack

    Funny, moderator is blocking my rebuttals now. Can’t let the facts get in your way.

  • http://specfriggintacular.wordpress.com KMDay

    No – you can’t post links

  • http://specfriggintacular.wordpress.com KMDay

    But, I was able to open your comment and see the video pic … so here is my responses:

    1. WRONG – Romney ran stating that STATES should take care of their health care because what works for states like California and Texas surely will not be the same needs of Rhode Island or North Dakota

    2. And? If you want to give credit to Obamacare, you can reach back further to the 1990’s when they dubbed it HilaryCare under Clinton….or they tried to do it under LBJ and failed or under FDR and failed…… Obamacare goes back way further than Romney…. nice try though! And technically, if Obamacare had been voted on properly versus the back door deal, it would have never passed Congress. Just sayin…..

  • Cliff Williams

    Why should she have to? Whatever happened to if you like your insurance you will be able to keep it?

  • Troy Laack

    I didn’t know you couldn’t post links. Kinda hard to make a point without backing it up with your source. We’ll just have to agree to disagree but I’ll give you this – I’m not a fan of fast tracking legislation, which is something Obama is trying to do right now with the Trans-Pacific Partnership (TPP), a foreign trade agreement that’s been hammered out behind closed doors over the last four years. The media isn’t covering it and the only places I’ve been able to find info are the U.S. Trade Representative’s web site and flushthetpp dot org, which claims they got info through leaked documents. Obama wants an up or down vote from Congress without any debate or discussion and I think that’s wrong. Anyway, just had to prove I’m not a full-goose, bozo libtard. LOL! Take care.

  • YankeePatriot1969

    It’s the issues that are kept under the radar that are the REAL problem. I’m with anyone who can see that. With Bush, it was the SPP, with Obama, it’s the TPP. Bottom line, it’s the NWO that both parties are pushing on our nation, and We The People must stop them!

  • Troy Laack

    Amen! We’re both preaching to a very small choir though. Where is a really viable third party that will stand up and say that it was not Wall Street, the housing bubble, bailouts, etc. that tanked the economy. It was the offshoring of tens of millions of jobs to China that took the U.S. down a giant suck hole. The politicians from both parties did nothing to stop it and they still don’t say anything about how totally wrong it was to engage in this perilous relationship with a communist, atheist country. And unfortunately, I don’t see much outrage from We The People on this subject. They’re all stuck on Obamacare, gay marriage, abortion, the deficit, gun control, etc. – anything but how the corporate greed is out to not only conquer this country but the entire world.